Loan against your car. Need funds fast? You can use your car as security for your short-term loan
Give us the details of make, model, year and mileage of your vehicle. These factors help us determine the value of your car.
No waiting, no complex paperwork and no need for proof of income or a clear credit rating. The process is fast, straightforward and completely discreet.
Based on the value of your car, we’ll then make you an offer immediately over the phone. If you choose to proceed, you will need to bring your vehicle in for a more thorough evaluation of your vehicle.
Once all is in order, we will conclude the agreement and transfer the funds into your account for immediate use.
Can I get a loan against my car if I am still paying installments?
The answer, unfortunately, is ‘no’. If you want to borrow money against your car, there can’t be any debt outstanding on the vehicle.
What will happen to my car once I hand it over?
Your car is stored in a completely secure location and is not driven at all. When you’ve repaid the loan and monthly interest (which is charged in line with National Credit Act guidelines), the vehicle will be safely returned to you in the same condition as when you first entrusted it to us.
If you have a luxury watch such as a Rolex, Patek Philippe or Breitling, you can use it as security to obtain a short-term loan, quickly and discreetly
Get in touch by phone, give us as much information about the watch as possible and we’ll make an initial offer.
Many factors affect the value of a luxury watch. Its brand and model, how rare the watch is, its age, its condition and whether you still have the original box and papers for the watch. These details count in favour of a higher loan offer
If you decide to proceed, you will need to bring your luxury watch in. We will carefully and more thoroughly evaluate your watch and conclude the agreement. An EFT is then made to you whilst still in our office and the funds will be available for your immediate use.
Use your valuable jewelry from rings, necklaces to bracelets or other custom pieces as security for a loan -Easily
It’s best if you can provide an independent valuation of the jewelry. Simply give us a call, forward us the valuation and we’ll make an initial offer on the phone.
If you choose to accept the offer, we’ll inspect the jewelry once you come into our offices. Along with the valuation you provide, the weight of the precious metal and the quality and quantity of any precious stones will determine how our experts value the jewelry. Thus giving a more accurate short-term loan offer against your jewelry . If all is in order and you choose to proceed, we can finalize the agreement. Whilst still at our office, an EFT will be made into your account which will be available for your immediate use.
There’s no complex paperwork, no credit committee and no need for proof of income. The process is fast, straightforward and extremely discreet. We ensure that all your valuable jewelry is stored in a secure location for the duration of the loan. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with National Credit Act guidelines), the jewelry is returned to you, safe and sound in the same condition you entrusted to us.
Valuable artwork and antiques can be used as security in obtaining a short-term loan -Easily, Quickly and Discreetly
Simply contact us and forward a picture of the artwork or antique. Along with it, give us as much information about the piece as you can. An expert will value the item, and this will determine the value of the loan we can offer. We’ll then make an initial offer on the phone.
If you choose to accept the loan offer, we’ll meet at our offices, inspect the item and, if all is in order, finalize the agreement. Whilst still in our office, an EFT is then made into your account which will be available for your immediate use.
No complex paperwork, no credit committee and no need for proof of income to obtain a loan against artwork or antiques. The process is fast, straightforward and extremely discreet.
All artwork and antiques in our care are stored in a completely secure and appropriate location. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with National Credit Act guidelines), the items will be safely returned to you in the same condition you entrusted them to us.
Trucks and Motorcycles are ideal security for a short term loan in a hurry
Contact us with details of your truck or motorcycle: the year, manufacturer, model and mileage. With this information we can make a more informed valuation of your vehicle for the best loan against trucks & motorcycles possible
We’ll then make you an offer with no delay, over the phone. If you agree to our valuation and terms, you just need to come into our offices. We inspect the vehicle and – considering all things are in order – finalist our agreement. We then transfer the funds into your bank account instantly, while you’re still in our office.
Keep in mind: Loans can’t be made using a vehicle that has outstanding debts as security. All vehicles stored are kept in a completely secure space. Once you’ve repaid the loan as well as monthly interest (charged in line with National Credit Act guidelines), your vehicle will be safely returned to you.
A yacht or any other kind of passenger boat can be used as security for a quick short-term loan
Contact us by phone, give us all the information you can about the boat (year, manufacturer, onboard facilities and so on) and we’ll make you an offer.
Among the factors that we take into account are the boats’ market price, engine hours and date of its last service. This information is important when providing loans against yachts or boats
If you agree with our valuation of your boat or yacht, we then arrange to meet at our premises to finalize the arrangement. The funds will be immediately transferred to you, while you’re still in our office.
With no complex paperwork and no need to provide your proof of income, our process is the fastest most straightforward it can be. And, is completely discreet.
Use your unencumbered property to secure funding. Only available to companies. Fast approval times, Flexible repayment terms
As a company, use your unecumbered property to secure funding. The process of taking a loan against a commercial property is fast, straightforward and completely discreet.
Provide us with your last 3 months bank statements, and the Erf details of your property so we can determine the value of the loan we can advance.
Business loans against property are not available if your property has an existing bond or if you are an individual.
Secure an advance from the sale of your property or settlement of a road accident fund claim
Selling your property doesn’t give you access to capital as quickly as you might like. In fact, there are often unexpected costs that need to be paid prior to the sale taking place.
Global Finance will bridge the sale process and provide you with a bridge loan of up to 75% of the available funds on transfer until such time you receive the proceeds from the sale.
We also provide the bridging finance you require to pay rates and taxes or other costs required to make the sale happen so your sale can go through.
We assist once the full purchase price is in place and all conditions have been met.
If your attorney has settled a claim against the Road Accident Fund, it can still take months to receive your award.
Global Finance can bridge the time it takes to receive your payout with a specifically approved bridging finance loan against the claim until it pays out.
Need funds fast? You can use your luxury asset as security for your short-term loan.
If you have a valuable item that doesn’t fit in any of the other categories, it’s possible you could use the item as collateral for a loan. When applying online, please supply as much information about the item as possible for accurate evaluation. We offer the best rates for loans against valuables.